Find your personal loan in 2 minutes
If you want to buy a house, a car or if you have to face a big expense and not have all the money, the best option you have is to apply for a loan.
If you want a "cushion" of money that you can have in case you are in a hurry, a credit is recommended.
Applying for a loan or a loan is on the agenda. Rare is the one who did not have to appeal to a third party looking for money to cope with an unexpected expense.
Unless you are cautious and you save a portion of the salary each month to cover potential expenses, it would not be surprising if you had to resort to external financing to pay for unexpected or high-value purchases.
Personal Loans
This type of loan that you face to deal with a specific expense is called personal loan, and among them, depending on the purpose you are going to give money, you can choose different types: studies, home reform , travel, consumption or car, among others.
Applying for a loan is sometimes unavoidable, but before deciding where and to whom, it is important to evaluate certain points, such as the type of lender to use or know in advance what type of documentation the entities will have. need. In Rastreator.com, we give you all the keys so you can apply for your personal loan.
Where can I apply for a personal loan?
When you decide to apply for funding, the first thing to ask is where and to whom you should go to get it. If you are already a veteran in this task, you are sure to know exactly what to do, but if, on the other hand, it is the first time that you are in this situation, you will probably be a little lost.
Online loans
In Spain, you can use multiple lenders to ask for money, although depending on different variables and your client profile, some are better suited than others. You can mainly access the following entities:
- Banks: Spaniards and foreigners in Spain offer a wide range of personal loans.
- Savings banks.
- Savings and credit cooperatives.
- Private Lenders (Private Equity): The products that characterize this source of financing are loans or fast loans, mini-loans or mini-loans and online loans.
- Department stores, supermarkets and shops: these establishments do not offer you a sum of money as such, but rather finance the purchase of certain products. The great advantage they have is that the interest rate is usually 0% during the first few months.
- Credit card companies supported by financial institutions.
- Platforms that manage loans between individuals.